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PlanOnIt

Services

INDIVIDUAL INVESTORS

Our service includes personal financial planning and asset management. We will help you define and reach your financial goals. This means creating a plan tailored specifically to your situation and investing your assets with your financial plan as its focus.

We will help you determine your current financial position and ask pertinent questions regarding your financial future. The answers to these questions are critical as we evaluate and understand your position, discuss your financial needs, and help you set the most prudent short-term and long-term goals possible.

Our advice encompasses budget and savings recommendations, retirement planning, insurance needs analysis, tax saving strategies, basic estate planning techniques, and any and all matters that might impact you financially.

 

RETIREMENT PLANS FOR BUSINESSES

Parsec can help you build the right plan for your business. Our professionals will help design and implement a successful plan, manage the investments, conduct ongoing due diligence, monitor the plan and educate your employees.

An employer-sponsored retirement plan serves as a critical employee benefit to reward, retain and recruit employees, as well as a strategic tax deduction for the employer. Plans such as 401(k) plans, profit sharing plans, SEP IRAs and Simple IRAs allow for larger contributions than a traditional IRA. Parsec offers objective, commission-free low-cost service that includes employee education, investment expertise and due diligence.

 

TRUST SERVICES

Parsec Trust is a division of National Advisors Trust, FSB, a federally-chartered trust company. In conjunction with Parsec Financial, Parsec Trust provides investors a refreshing alternative - a next-generation investment and trust solution. The result is a powerful combination of an independent and nationally chartered trust company with a local, yet nationally recognized, investment advisor.

 

INVESTMENT PHILOSOPHY

For asset management, we follow a long-term investment strategy based on diversification and reduced risk. Although we create a customized portfolio for every client, our overall investment approach includes:

  • Balanced investment between growth and value, including small-, mid- and large-cap companies, with some weight in international markets
  • Individual stocks for the large-cap portion of a portfolio (when appropriate to account size), carefully researched and chosen by our Investment Policy Committee
  • High-quality short- and intermediate-term bond funds or individual bonds for clients who require a fixed-income allocation

 

Parsec Financial Fee Schedule
ADV Brochure, Part 2A

ASHEVILLE OFFICE
6 Wall Street
Asheville, NC 28801

PO Box 2324
Asheville, NC 28802

Tel: 828-255-0271
Toll Free: 888-877-1012
Fax: 828-255-8951

CHARLOTTE OFFICE
Carillon Building
227 West Trade Street
Suite 1840
Charlotte, NC 28202

Tel: 704-334-0894
Toll Free: 877-727-7321
Fax: 704-334-9323

PINEHURST OFFICE
140-B SW Broad Street
Southern Pines, NC 28387

Tel: 910-684-8054